Modern merchant banking for the lower-to-middle market

Strategic capital, advisory, and execution for businesses built to move.

Evolution Capital Group combines direct relationships, underwriting discipline, syndication capabilities, and long-term capital partnerships across business finance, real estate, private credit, and structured opportunities.

Deal Platform
Capital where banks slow down. We move fast.
✓ Business capital
✓ Real estate-backed debt
✓ ABL / receivables facilities
✓ Private credit & syndication
✓ Strategic advisory
$700MM+
Funding facilitated
$100K–$50MM
Transaction capability
2015
Founded
NY • FL
Relationship hubs
Solutions

Capital solutions built around the file, not the box.

Banks, funds, family offices, syndicates, and private lenders all see risk differently. Our job is to position the opportunity, structure the right path, and get the transaction moving.

01

Term Loans

Predictable payments. Flexible terms.
  • $100K–$50MM
  • Up to 10+ years
  • Fixed or variable rate options
  • Monthly payment structures
  • No equity dilution
02

Lines of Credit

Revolving capital when needed.
  • 12, 18, 24, 36, 48, 60 month structures
  • Interest-only options
  • Factoring LOCs available
  • Revolving availability
03

Asset-Based Lending

Leverage business assets.
  • AR, inventory, equipment
  • Borrowing base facilities
  • Funding up to $50MM+
  • Interest-only options
04

Revenue Based Financing

Fuel growth. Improve cash flow.
  • $100K–$20MM
  • Fast approvals and funding
  • MCA + factoring options
  • No UCC / No PG available
05

SBA Loans

Government-backed. Business-focused.
  • SBA 7(a), Express, 504
  • Working capital
  • Commercial real estate
  • Acquisition financing
  • Up to $10MM
06

Business Acquisition Financing

Acquire. Expand. Succeed.
  • MBOs, buyouts, roll-ups
  • $500K–$50MM+
  • SBA, senior debt, ABL
  • Mezzanine and seller financing
07

Real Estate Loans

Build wealth through real estate.
  • Single family and 2–4 unit
  • Commercial properties
  • Agricultural properties
  • HUD and USDA loans
  • 5–30 year terms
08

Real Estate Bridge Loans

Short-term capital for speed.
  • Funding up to $50MM+
  • Interest-only options
  • Construction loan financing
  • Fix & flip / value-add
09

Private Credit & Structured Finance

Beyond traditional lending.
  • Private credit
  • Mezzanine financing
  • Bridge capital
  • Preferred equity
  • Special situations
10

Private Placements & Capital Raising

Institutional and private capital.
  • Debt and equity placements
  • Family office capital
  • Growth capital
  • Private credit introductions
Direct Funding Solutions

Select direct lending capabilities for qualified transactions.

Revenue Based Financing

  • $100K–$20MM
  • Fast approvals and funding
  • No UCC and No PG options
  • MCA and factoring available

1–4 Unit Investment Property Loans

  • Up to $5MM
  • 30-year mortgages available
  • Interest-only options available
  • Investment properties only

Real Estate Bridge Loans

  • Up to $20MM
  • Time-sensitive opportunities
  • Construction loan financing
  • Direct funding for select transactions
Direct funding capabilities, syndication investments, investor relations, and placement services are conducted through Evolution Capital Group Inc., a separate legal entity.
Select Transactions

Representative transactions, syndications, and capital solutions.

Experience across business finance, real estate capital, bridge lending, asset-based facilities, acquisitions, and structured advisory assignments.

$35MM Asset-Based Lending Facility

Inventory & accounts receivable credit line

Large-scale collateral-backed ABL structure leveraging inventory and receivables support.

$14MM Multifamily Bridge Facility

50-unit apartment portfolio bridge financing

Structured bridge execution supporting acquisition and transitional multifamily positioning.

$3MM Business Acquisition Financing

Acquisition & growth capital

Strategic financing package supporting the acquisition of an established operating company and post-closing expansion initiatives.

$1.2MM SBA / Expansion Capital

Operating company growth financing

Strategic financing package supporting acquisition and expansion initiatives.

$500K Business Funding Line of Credit

Growth capital & operating liquidity

Structured working capital and revolving credit solution supporting operational growth and cash flow flexibility.

$500K Revenue-Based Financing

Business expansion capital

Flexible capital structure supporting growth, liquidity, and short-term execution needs.

About Us

A modern merchant banking and capital advisory platform.

Evolution Capital Group was founded to bridge entrepreneurial operators with flexible institutional and private capital through long-term relationships, underwriting discipline, and sophisticated transaction execution.

The firm operates across business finance, real estate capital, private credit, asset-based lending, strategic advisory, and syndication opportunities ranging from $100K to $50MM.

By combining institutional-level financial experience with entrepreneurial agility, Evolution positions itself as a relationship-driven capital platform focused on complex opportunities where speed, structure, and execution matter.

Relationship Driven
Strategic Capital
Execution Focused
Executive Team

Built around relationships, underwriting, and execution.

RJ Anthony Aggarwal

RJ Anthony Aggarwal, CPA

Founder & CEO

Founder of Evolution Capital Group, RJ is a CPA and former PwC Investment Management professional with experience spanning capital advisory, commercial finance, private credit, and real estate. Since 2015, he has helped facilitate over $500 million in financing solutions for businesses and investors nationwide.

Timothy Byrnes

Timothy Byrnes

Director – Commercial Banking & SBA Lending

Veteran commercial and small business banking executive with more than 33 years of lending and relationship management experience throughout South Florida. Tim has advised business owners, entrepreneurs, and investors on commercial loans, SBA financing, and growth capital solutions.

Prior to joining Evolution Capital Group, Tim held senior banking and lending roles with Merrill Lynch, TD Bank, and Citi.

Raechel DeBoer

Raechel DeBoer, CFP®

Director – Investor Relationships

Drawing upon her experience in investment management and financial planning, including her tenure with Fidelity Investments, Raechel leads key client and investor relationships for Evolution Capital Group.

Through her team at Equity One Solutions, she brings a personalized, relationship-driven approach that complements Evolution’s platform.

Sean Silvio

Sean Silvio

Director – Risk Management & Insurance Services

Sean Silvio is a Partner at Meyerson Roth Insurance and serves as Director of Risk Management & Insurance Services for Evolution Capital Group.

Sean specializes in receivables credit insurance, key-man life insurance, business continuation planning, and risk mitigation strategies that support commercial lending, acquisitions, and complex financing transactions.

Nathaly Carvajal-Aggarwal

Nathaly Carvajal-Aggarwal

Director – Brand & Strategic Partnerships

Nathaly leads brand development, strategic partnerships, and client experience initiatives for Evolution Capital Group. She supports business development efforts, relationship management, communications, and brand strategy across the platform.

Evolution Capital Advisors

New York advisory division and relationship platform.

Evolution Capital Advisors LLC serves as the firm’s New York-based advisory platform, supporting business owners, investors, entrepreneurs, referral partners, and independent advisors through strategic capital advisory, lender relationships, and transaction execution.

While communications and branding remain unified under Evolution Capital Group, the advisory platform reflects the firm’s commitment to building a relationship-driven network of professionals dedicated to delivering sophisticated capital solutions nationwide.

Resources

Financing tools for business owners and investors.

Separate calculator page includes a business financing payment estimator, line of credit scenarios, SBA and bridge presets, and a DSCR calculator with real estate taxes and insurance.

Open Calculator Page →

Ready to review a deal?

Send the basics: company, revenue, amount requested, use of funds, current debt, collateral, and timing. We’ll help determine the strongest path forward.

Evolution Capital Advisors LLC
119 N Park Ave, Suite 407
Rockville Centre, NY 11570

Evolution Capital Group Inc.
Freedom House
730 NE 5th Ave
Fort Lauderdale, FL 33304

info@evocapitalgroup.com
(888) 624-2561
Our Offices

New York advisory presence. South Florida capital platform.

Evolution operates with relationship hubs in New York and South Florida, supporting business owners, investors, advisors, referral partners, and capital providers nationwide.

Evolution Capital Advisors LLC

New York Advisory Platform

119 N Park Ave, Suite 407
Rockville Centre, NY 11570

Advisor platform • Capital advisory • Relationship management • Transaction execution

Evolution Capital Group Inc.

South Florida Capital Platform

Freedom House
730 NE 5th Ave
Fort Lauderdale, FL 33304

Direct funding • Syndication • Investor relationships • Capital markets

Nationwide Coverage

Business Owners • Sponsors • Advisors

Evolution supports transactions across the United States through capital relationships, strategic referral partners, and advisor-led origination.

Careers

Build with an emerging capital platform.

Evolution Capital Group is expanding its advisor, lending, underwriting, and relationship management platform across New York, Florida, and nationwide strategic partnerships.

Capital Advisors
Commercial Loan Officers
SBA & Banking Specialists
Real Estate Finance Advisors
Underwriters & Analysts
Strategic Referral Partners